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Capital Choice

Our Capital Choice Plans allow clients to have a lifetime mortgage, as well as the ability to make partial repayments without penalty.

  • Clients can make up to 10% capital repayments each year, with no ERCs
  • Loans from £15,000 - £1,500,000
  • LTVs from 19% to 55%
  • Available to clients aged between 55 and 95
Explore Capital Choice

Prime Plans

Our Prime plans allow clients to take a one off lump sum with the ability to make partial repayments from day 1.

  • Clients can make up to 10% partial repayments each year, with no ERCs
  • Loans from £10,000 - £600,000
  • LTVs from 27% to 56%
  • Available to clients aged between 55 and 84
Explore Prime Plans

Maximum Choice

Clients can repay up to 12% of their loan each year without incurring an early repayment charge.

  • Clients can make up to 12% partial repayments each year, with no ERCs
  • Loans from £10,000 - £750,000
  • LTVs from 22.5% to 54%
  • Available to clients aged between 55 and 95
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Tailored Plus

Tailored Plus provides a medically underwritten lending solution, along with the ability to make up to 10% partial repayments each year.

  • Simple underwriting process, just 13 straightforward health and lifestyle questions
  • Loans from £10,000 - £600,000 (Location dependent)
  • LTVs from 25.9% to 54.5%
  • Available to clients aged 55+
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Flexi Choice

Our Flexi Choice lifetime mortgages give your clients a competitive interest rate and the flexibility to make partial repayments. They can choose to take either a one-off lump sum, or a series of smaller lump sum payments.

  • Clients can make up to 10% partial repayments each year with no ERCs
  • LTVs from 5% to 46%
  • Loans from £10,000 to £1.85m
  • Available to clients aged between 55 and 84
Explore Flexi Choice